Financial Assistance

Financing & Payments

Nothing should deter you from professional dental care. Your overall health, image, and quality of life depend in part upon a healthy, attractive smile. To make the financial side of dental care easy for you, we accept cash, checks, and credit cards.

Financial Options

1. Cash, Check, Debit Cards, Credit Cards

  • Visa, Mastercard, Discover accepted
  • $25 fee for all returned checks

2. Flex Spending Accounts & Health Savings Account

  • Debit cards associated with pre-tax healthcare spending accounts

3. 5% Pre-Payment Accounting Reduction

  • Cash or check – Pre-payment for treatment fees over $1000.00
  • Payment must be made when scheduling appointment
  • Insurance claims must be submitted by the policy holder and mailed directly to the patient
  • Delta Dental & HealthSmart policy holders have a special agreement therefore this option is not available
  • Cannot be combined with other promotional offers

4. 5% Senior Citizen Accounting Reduction

  • Patients over 60 years of age
  • Can be combined with Pre-Payment Accounting Reduction for total of 10% Fee Reduction
  • Cash or check
  • Insurance claims must be submitted by the policy holder and mailed directly to the patient
  • Delta Dental & HealthSmart policy holders have a special agreement therefore this option is not available
  • Cannot be combined with other promotional offers

5. Credit Card Payment Plan

  • 3 no-interest equal monthly installments to a pre-authorized credit card
  • For treatment fees over $1000.00
  • 1/3 due: time of service, 30 days after service date, 60 days after service date

6. Extended Term Payment Plan – Care Credit (www.CareCredit.com)

  • No down payment or pre-payment penalty
  • 6 mo. no-interest – $500 minimum
  • 12 mo. no-interest – $1000 minimum
  • 24 mo. 14.9% interest – $1000 minimum

If you’re in need of a convenient payment plan for your treatment, our office also partners with CareCredit.

Dental Insurance

For people who have dental insurance, we file claims as a courtesy.
Dr. Galligan is in network with Delta Dental Premiere, we file dental insurance claims as a courtesy to our patients with dental benefits. Our practice is in network with Delta Dental Premiere, but we also file, verify benefits, and thoroughly assist with out-of-network claims for most insurance companies. Please prepare to pay your co-payment and/or deductible at your visit.